U.S Low/High Risk Merchant Accounts

U.S. Low Risk Merchant Account
A Merchant account is a special type of bank account which allows you to charge your users for online purchases usually using some kind of credit card or online check process. Some banks differ in what they believe is “low risk.” Online purchases are usually deemed higher risk because there is no physical card present during a transaction. Also, if you are selling digital goods the risk could be seen as higher because there are less ways to validate a user’s purchase.
Simple Reasons to get a Merchant Account:
* You own your customer account data. If you want to move to another gateway you can request your data as you own it.
* A third party processing company can charge 2 or 3 times the amount a Merchant Account Costs. For high risk accounts that amount can be 12-15% or more!
* If a third party processing company goes out of business then you are out of business.
* A third party processing company can block your account for any reasons at any time and you are out of business.
* If you are processing a membership site – You can instantly lose all your member data.
Low Risk Merchant Accounts are classified to be “low risk” by the bank because they usually do not fall under one of these types of businesses:
See a list of High Risk Merchant Accounts.
U.S Based Low Risk Merchant Accounts have the best rates.
* You should not need to pay any upfront costs to start processing
* Rates can be as low as 1.99%
* To get the best rates you will need to have a good credit score
* You need to have a business – S or C Corp or Sole Proprietorship
* You will need to have a bank account at a U.S Bank or Credit Union
* Some banks will allow you create a merchant account without being a U.S Citizen or Resident but will require a U.S Based Bank Account and a U.S Corporation (Inc or LLC).
If you want to get a Low Risk Merchant Account contact us below:

U.S. High Risk Merchant Account
U.S Based High Risk Merchant Accounts.
* Setup Cost are about $1000.00
* Rates can be as low as 3.99-4.99%
* To get the best rates you will need to have a good credit score
* You need to have a business – S or C Corp or Sole Proprietorship
* You will need to have a bank account at a U.S Bank or Credit Union
* Some banks will allow you create a merchant account without being a U.S Citizen or Resident but will require a U.S Based Bank Account and a U.S Corporation (Inc or LLC).

If you want to get a High Risk Merchant Account contact us below:

U.S Low/High Risk Merchant Accounts

U.S. Low Risk Merchant Account

U.S. High Risk Merchant Account